{
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    "user_comment": "This feed allows you to read the posts from this site in any feed reader that supports the JSON Feed format. To add this feed to your reader, copy the following URL -- https://americanlifestylemag.com/tag/mortgage/feed/json/ -- and add it your reader.",
    "home_page_url": "https://americanlifestylemag.com/tag/mortgage/",
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    "title": "American Lifestyle Magazine",
    "description": "Entertainment that Inspires and Motivates",
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        {
            "id": "https://americanlifestylemag.com/real-estate/how-to-shop-for-a-home-loan/",
            "url": "https://americanlifestylemag.com/real-estate/how-to-shop-for-a-home-loan/",
            "title": "How to Shop for a Home Loan",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2022/09/shoppingForHomeLoan-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/how-to-shop-for-a-home-loan/\">How to Shop for a Home Loan</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post How to Shop for a Home Loan appeared first on American Lifestyle Magazine.",
            "date_published": "2022-09-23T12:41:24-04:00",
            "date_modified": "2024-03-15T11:13:23-04:00",
            "author": {
                "name": "",
                "url": "https://americanlifestylemag.com/author/",
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            "tags": [
                "Financial",
                "Home Buyer",
                "Home Buying",
                "Mortgage",
                "Real Estate",
                "Real Estate Tips",
                "Buying &amp; Selling",
                "Your First House"
            ],
            "summary": "Use these tips to find the best mortgage loan and rate. "
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/tips-for-preventing-homeowner-identity-fraud/",
            "url": "https://americanlifestylemag.com/real-estate/tips-for-preventing-homeowner-identity-fraud/",
            "title": "Tips for Preventing Homeowner Identity Fraud",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2022/09/identityTheft-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/tips-for-preventing-homeowner-identity-fraud/\">Tips for Preventing Homeowner Identity Fraud</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post Tips for Preventing Homeowner Identity Fraud appeared first on American Lifestyle Magazine.",
            "date_published": "2022-09-21T11:32:30-04:00",
            "date_modified": "2022-12-05T17:21:02-05:00",
            "author": {
                "name": "",
                "url": "https://americanlifestylemag.com/author/",
                "avatar": "https://secure.gravatar.com/avatar/?s=512&d=mm&r=g"
            },
            "tags": [
                "Closing",
                "Home Buying",
                "Mortgage",
                "Real Estate",
                "Buying &amp; Selling"
            ],
            "summary": " void being a victim of homeowner identity fraud with these tips"
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/2022-mid-year-examination-of-the-housing-market/",
            "url": "https://americanlifestylemag.com/real-estate/2022-mid-year-examination-of-the-housing-market/",
            "title": "2022 Mid-Year Examination of the Housing Market",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2022/08/midYearExaminingHousingMarket-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/2022-mid-year-examination-of-the-housing-market/\">2022 Mid-Year Examination of the Housing Market</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post 2022 Mid-Year Examination of the Housing Market appeared first on American Lifestyle Magazine.",
            "date_published": "2022-07-22T17:30:48-04:00",
            "date_modified": "2023-09-26T15:39:56-04:00",
            "author": {
                "name": "",
                "url": "https://americanlifestylemag.com/author/",
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            "tags": [
                "2022",
                "Home Buyer",
                "Home Selling",
                "Housing Market",
                "Mortgage",
                "Real Estate",
                "Real estate market",
                "Buying &amp; Selling",
                "Your First House"
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            "summary": "Learn about the current state of the housing market."
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/debt-to-income-ratio-explained/",
            "url": "https://americanlifestylemag.com/real-estate/debt-to-income-ratio-explained/",
            "title": "Debt-to-Income Ratio Explained",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2022/08/debtToIncomeRatio-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/debt-to-income-ratio-explained/\">Debt-to-Income Ratio Explained</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post Debt-to-Income Ratio Explained appeared first on American Lifestyle Magazine.",
            "date_published": "2022-07-13T16:50:06-04:00",
            "date_modified": "2022-12-06T13:06:29-05:00",
            "author": {
                "name": "",
                "url": "https://americanlifestylemag.com/author/",
                "avatar": "https://secure.gravatar.com/avatar/?s=512&d=mm&r=g"
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            "tags": [
                "Finance",
                "Financial Tips",
                "Mortgage",
                "Real Estate",
                "Real Estate Questions",
                "Real Estate Tips",
                "Buying &amp; Selling",
                "Your First House"
            ],
            "summary": "Learn about debt-to-income ratio and what it could mean for you when buying a home."
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/buying-selling/home-purchase-costs-you-may-have-forgotten/",
            "url": "https://americanlifestylemag.com/real-estate/buying-selling/home-purchase-costs-you-may-have-forgotten/",
            "title": "Home Purchase Costs You May Have Forgotten",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2021/10/homebuyingcosts-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/buying-selling/home-purchase-costs-you-may-have-forgotten/\">Home Purchase Costs You May Have Forgotten</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post Home Purchase Costs You May Have Forgotten appeared first on American Lifestyle Magazine.",
            "date_published": "2021-10-22T07:45:37-04:00",
            "date_modified": "2022-12-09T17:45:40-05:00",
            "author": {
                "name": "Alexa Bricker",
                "url": "https://americanlifestylemag.com/author/abricker/",
                "avatar": "https://secure.gravatar.com/avatar/52db277747be4f42866852e0bcc32f3359ce211be9099d2ced7dc4b6311cbfd3?s=512&d=mm&r=g"
            },
            "tags": [
                "Buying",
                "Finance Tips",
                "First Time Home Buyer",
                "Homebuyer",
                "Homebuying",
                "Mortgage",
                "Real Estate",
                "Real Estate Questions",
                "Real Estate Tips",
                "Buying &amp; Selling",
                "Your First House"
            ],
            "summary": "Prepare your budget for the costs you\u2019ll incur after you leave the closing table."
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/buying-selling/your-2022-homebuying-game-plan/",
            "url": "https://americanlifestylemag.com/real-estate/buying-selling/your-2022-homebuying-game-plan/",
            "title": "Your 2022 Homebuying Game Plan",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2021/09/2022-home-buying-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/buying-selling/your-2022-homebuying-game-plan/\">Your 2022 Homebuying Game Plan</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post Your 2022 Homebuying Game Plan appeared first on American Lifestyle Magazine.",
            "date_published": "2021-09-20T07:54:58-04:00",
            "date_modified": "2023-09-26T15:40:31-04:00",
            "author": {
                "name": "Alexa Bricker",
                "url": "https://americanlifestylemag.com/author/abricker/",
                "avatar": "https://secure.gravatar.com/avatar/52db277747be4f42866852e0bcc32f3359ce211be9099d2ced7dc4b6311cbfd3?s=512&d=mm&r=g"
            },
            "tags": [
                "2022",
                "Buying",
                "First Time Home Buyer",
                "Homebuyer",
                "Homebuying",
                "Mortgage",
                "Real estate market",
                "Real Estate Questions",
                "Real Estate Tips",
                "Buying &amp; Selling"
            ],
            "summary": "Plan ahead so that you can be ready to find your dream home in the new year."
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/buying-selling/7-factors-that-affect-a-home-appraisal/",
            "url": "https://americanlifestylemag.com/real-estate/buying-selling/7-factors-that-affect-a-home-appraisal/",
            "title": "7 Factors That Affect a Home Appraisal",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2021/09/factors-that-affect-home-appraisal-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/buying-selling/7-factors-that-affect-a-home-appraisal/\">7 Factors That Affect a Home Appraisal</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post 7 Factors That Affect a Home Appraisal appeared first on American Lifestyle Magazine.",
            "date_published": "2021-09-17T07:00:06-04:00",
            "date_modified": "2022-12-09T19:38:02-05:00",
            "author": {
                "name": "nsmith",
                "url": "https://americanlifestylemag.com/author/nsmith/",
                "avatar": "https://secure.gravatar.com/avatar/3d67ac53f12c73e61ee77b0259dda05a32dbf3ef85f5e20f24f2e7ba6515c098?s=512&d=mm&r=g"
            },
            "tags": [
                "Appraisal",
                "Home Value",
                "Homebuyer",
                "Mortgage",
                "Real Estate Tips",
                "Buying &amp; Selling"
            ],
            "summary": "Check out this list of seven factors that impact the value of a home during an appraisal."
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/buying-selling/where-are-home-prices-headed-in-late-2021/",
            "url": "https://americanlifestylemag.com/real-estate/buying-selling/where-are-home-prices-headed-in-late-2021/",
            "title": "Where Are Home Prices Headed in Late 2021?",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2021/09/homepricetrending-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/buying-selling/where-are-home-prices-headed-in-late-2021/\">Where Are Home Prices Headed in Late 2021?</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post Where Are Home Prices Headed in Late 2021? appeared first on American Lifestyle Magazine.",
            "date_published": "2021-09-10T07:10:16-04:00",
            "date_modified": "2023-09-26T15:41:28-04:00",
            "author": {
                "name": "Alexa Bricker",
                "url": "https://americanlifestylemag.com/author/abricker/",
                "avatar": "https://secure.gravatar.com/avatar/52db277747be4f42866852e0bcc32f3359ce211be9099d2ced7dc4b6311cbfd3?s=512&d=mm&r=g"
            },
            "tags": [
                "2021",
                "Buying",
                "Buying and Selling",
                "Home Advice",
                "Home Prices",
                "Home Selling",
                "Homebuyer",
                "Homebuying",
                "Mortgage",
                "Real Estate",
                "Real estate market",
                "Buying &amp; Selling"
            ],
            "summary": "What impact will a more normal fall and winter have on home prices?"
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/your-first-house/the-ins-and-outs-of-home-equity/",
            "url": "https://americanlifestylemag.com/real-estate/your-first-house/the-ins-and-outs-of-home-equity/",
            "title": "The Ins and Outs of Home Equity",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2021/08/home-equity-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/your-first-house/the-ins-and-outs-of-home-equity/\">The Ins and Outs of Home Equity</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post The Ins and Outs of Home Equity appeared first on American Lifestyle Magazine.",
            "date_published": "2021-08-30T07:00:09-04:00",
            "date_modified": "2022-12-09T21:14:18-05:00",
            "author": {
                "name": "nsmith",
                "url": "https://americanlifestylemag.com/author/nsmith/",
                "avatar": "https://secure.gravatar.com/avatar/3d67ac53f12c73e61ee77b0259dda05a32dbf3ef85f5e20f24f2e7ba6515c098?s=512&d=mm&r=g"
            },
            "tags": [
                "Equity",
                "Home Loan",
                "Home Value",
                "Mortgage",
                "Real Estate Tips",
                "Buying &amp; Selling",
                "Your First House"
            ],
            "summary": "Learn what home equity is and the ways it can benefit you."
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/buying-selling/how-the-end-of-mortgage-forbearance-may-impact-your-homebuying-plans/",
            "url": "https://americanlifestylemag.com/real-estate/buying-selling/how-the-end-of-mortgage-forbearance-may-impact-your-homebuying-plans/",
            "title": "How the End of Mortgage Forbearance May Impact Your Homebuying Plans",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2021/08/endofforbearance-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/buying-selling/how-the-end-of-mortgage-forbearance-may-impact-your-homebuying-plans/\">How the End of Mortgage Forbearance May Impact Your Homebuying Plans</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post How the End of Mortgage Forbearance May Impact Your Homebuying Plans appeared first on American Lifestyle Magazine.",
            "date_published": "2021-08-25T07:14:24-04:00",
            "date_modified": "2025-09-11T11:05:18-04:00",
            "author": {
                "name": "Alexa Bricker",
                "url": "https://americanlifestylemag.com/author/abricker/",
                "avatar": "https://secure.gravatar.com/avatar/52db277747be4f42866852e0bcc32f3359ce211be9099d2ced7dc4b6311cbfd3?s=512&d=mm&r=g"
            },
            "tags": [
                "2019",
                "Finance Tips",
                "First Time Home Buyer",
                "Home Buyer",
                "Home Buying",
                "Homebuying",
                "Mortgage",
                "Real Estate Tips",
                "Buying &amp; Selling"
            ],
            "summary": "Homeowners exiting forbearance could help to boost inventory in tight markets across the country."
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/your-first-house/whats-the-difference-between-prequalified-and-preapproved/",
            "url": "https://americanlifestylemag.com/real-estate/your-first-house/whats-the-difference-between-prequalified-and-preapproved/",
            "title": "What\u2019s the Difference between Prequalified and Preapproved?",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2021/08/prequalified-preapproval-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/your-first-house/whats-the-difference-between-prequalified-and-preapproved/\">What\u2019s the Difference between Prequalified and Preapproved?</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post What\u2019s the Difference between Prequalified and Preapproved? appeared first on American Lifestyle Magazine.",
            "date_published": "2021-08-23T07:00:33-04:00",
            "date_modified": "2023-07-24T09:29:17-04:00",
            "author": {
                "name": "nsmith",
                "url": "https://americanlifestylemag.com/author/nsmith/",
                "avatar": "https://secure.gravatar.com/avatar/3d67ac53f12c73e61ee77b0259dda05a32dbf3ef85f5e20f24f2e7ba6515c098?s=512&d=mm&r=g"
            },
            "tags": [
                "First Time Home Buyer",
                "Home Buyer",
                "Home Buying",
                "Mortgage",
                "Real Estate Tips",
                "Buying &amp; Selling",
                "Your First House"
            ],
            "summary": "Learn the differences between being prequalified and preapproved for a mortgage."
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/buying-selling/new-places-to-look-for-your-next-home/",
            "url": "https://americanlifestylemag.com/real-estate/buying-selling/new-places-to-look-for-your-next-home/",
            "title": "New Places to Look for Your Next Home",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2021/01/newplacestohomesearch-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/buying-selling/new-places-to-look-for-your-next-home/\">New Places to Look for Your Next Home</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post New Places to Look for Your Next Home appeared first on American Lifestyle Magazine.",
            "date_published": "2021-07-05T07:49:21-04:00",
            "date_modified": "2025-01-16T12:10:24-05:00",
            "author": {
                "name": "Alexa Bricker",
                "url": "https://americanlifestylemag.com/author/abricker/",
                "avatar": "https://secure.gravatar.com/avatar/52db277747be4f42866852e0bcc32f3359ce211be9099d2ced7dc4b6311cbfd3?s=512&d=mm&r=g"
            },
            "tags": [
                "Closing",
                "Finance",
                "Finance Tips",
                "Financial Advice",
                "Home Advice",
                "Home Buying",
                "Home Loan",
                "Mortgage",
                "New Years",
                "Real Estate",
                "Real Estate Agent",
                "Refinancing",
                "Seller",
                "Selling",
                "Suburban",
                "Zillow",
                "Buying &amp; Selling"
            ],
            "summary": "Think beyond the MLS or online portals and find your new home by doing a little digging online and in your local market."
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/buying-selling/an-overview-of-common-real-estate-contingencies/",
            "url": "https://americanlifestylemag.com/real-estate/buying-selling/an-overview-of-common-real-estate-contingencies/",
            "title": "An Overview of Common Real Estate Contingencies",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2021/06/realestatecontingencies-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/buying-selling/an-overview-of-common-real-estate-contingencies/\">An Overview of Common Real Estate Contingencies</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post An Overview of Common Real Estate Contingencies appeared first on American Lifestyle Magazine.",
            "date_published": "2021-06-25T07:01:47-04:00",
            "date_modified": "2024-08-12T15:43:07-04:00",
            "author": {
                "name": "Alexa Bricker",
                "url": "https://americanlifestylemag.com/author/abricker/",
                "avatar": "https://secure.gravatar.com/avatar/52db277747be4f42866852e0bcc32f3359ce211be9099d2ced7dc4b6311cbfd3?s=512&d=mm&r=g"
            },
            "tags": [
                "Financial",
                "Home Buying",
                "Home Loan",
                "Investment",
                "Loan",
                "Mortgage",
                "Open House",
                "Real Estate",
                "Real Estate Agent",
                "Real Estate Questions",
                "Savings",
                "Buying &amp; Selling",
                "Your First House"
            ],
            "summary": "Understand the most common real estate contingencies and find out how they apply to your sale or purchase."
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/buying-selling/common-homebuying-and-selling-faux-pas-to-avoid/",
            "url": "https://americanlifestylemag.com/real-estate/buying-selling/common-homebuying-and-selling-faux-pas-to-avoid/",
            "title": "Common Homebuying and Selling Faux Pas to Avoid",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2021/06/realestatefauxpas-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/buying-selling/common-homebuying-and-selling-faux-pas-to-avoid/\">Common Homebuying and Selling Faux Pas to Avoid</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post Common Homebuying and Selling Faux Pas to Avoid appeared first on American Lifestyle Magazine.",
            "date_published": "2021-06-18T07:31:20-04:00",
            "date_modified": "2022-12-12T20:28:55-05:00",
            "author": {
                "name": "Alexa Bricker",
                "url": "https://americanlifestylemag.com/author/abricker/",
                "avatar": "https://secure.gravatar.com/avatar/52db277747be4f42866852e0bcc32f3359ce211be9099d2ced7dc4b6311cbfd3?s=512&d=mm&r=g"
            },
            "tags": [
                "Financial",
                "Home Buying",
                "Home Loan",
                "Investment",
                "Loan",
                "Mortgage",
                "Open House",
                "Real Estate",
                "Real Estate Agent",
                "Real Estate Questions",
                "Savings",
                "Buying &amp; Selling",
                "Your First House"
            ],
            "summary": "Learn how to navigate the buying or selling process a little more gracefully with these tips."
        },
        {
            "id": "https://americanlifestylemag.com/real-estate/buying-selling/market-specific-home-buying-strategies/",
            "url": "https://americanlifestylemag.com/real-estate/buying-selling/market-specific-home-buying-strategies/",
            "title": "Market-Specific Homebuying Strategies",
            "content_html": "<img src=\"https://americanlifestylemag.com/wp-content/uploads/2021/06/marketspecificbuying-main-300x158.jpg\"><p>The post <a rel=\"nofollow\" href=\"https://americanlifestylemag.com/real-estate/buying-selling/market-specific-home-buying-strategies/\">Market-Specific Homebuying Strategies</a> appeared first on <a rel=\"nofollow\" href=\"https://americanlifestylemag.com\">American Lifestyle Magazine</a>.</p>\n",
            "content_text": "The post Market-Specific Homebuying Strategies appeared first on American Lifestyle Magazine.",
            "date_published": "2021-06-14T07:32:28-04:00",
            "date_modified": "2025-09-10T18:08:48-04:00",
            "author": {
                "name": "Alexa Bricker",
                "url": "https://americanlifestylemag.com/author/abricker/",
                "avatar": "https://secure.gravatar.com/avatar/52db277747be4f42866852e0bcc32f3359ce211be9099d2ced7dc4b6311cbfd3?s=512&d=mm&r=g"
            },
            "tags": [
                "Home Buying",
                "Mortgage",
                "Real Estate",
                "Buying &amp; Selling"
            ],
            "summary": "Whether you\u2019re looking for a high-rise in the city, a suburban enclave, or a rural retreat, here are some things to consider."
        }
    ]
}